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Where adaptability meets advantage

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
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  • TCS ADD™
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  • Jile™
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  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Where adaptability meets advantage
  • Industries expand here
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    • Communications, Media, and Information Services
    • Education
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    • Healthcare
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  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
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    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • We deliver excellence and create value for customers and communities.

    Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    We deliver excellence and create value for customers and communities.
  • Brand
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  • Discover why customers choose TCS

    We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.

    Read our customer success stories.
    • Events
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    Upcoming events

    27 Dec 2025 TCS at Guidewire Connections 2025
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    View all

    Recent recognitions

    15 Oct 2025 From Technical Liability to Digital Dominance: Plaza Premium Group’s Bold Transformation
    06 Oct 2025 Unlocking the Future: 6G & AI for Telcos
    18 Sep 2025 Emirates NBD Transforms Payments and Reengineers Banking Operations
    View all
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  • Events
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  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
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    Want to be a global change-maker? Join our team.
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    16 Oct 2025 NCVET Selected TCS to Develop a Portal Aimed at Democratizing the Vocational Skill Development Ecosystem in India
    16 Oct 2025 TCS and Infineon Partner to Redefine Digital Experience and Accelerate Sales Growth
    01 Sep 2025 TCS Brings the Power of AI to the TCS Sydney Marathon as it Celebrates First Year as Abbott World Marathon Major
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    What we do

    Where adaptability meets advantage

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Where adaptability meets advantage
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    We deliver excellence and create value for customers and communities.

    Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    We deliver excellence and create value for customers and communities.
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    Discover why customers choose TCS

    We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.

    Read our customer success stories.
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    27 Dec 2025 TCS at Guidewire Connections 2025
    01 Dec 2025 TCS at AWS re:Invent 2025
    18 Nov 2025 TCS is a Gamechanger Sponsor of Microsoft Ignite 2025
    View all

    Recent recognitions

    15 Oct 2025 From Technical Liability to Digital Dominance: Plaza Premium Group’s Bold Transformation
    06 Oct 2025 Unlocking the Future: 6G & AI for Telcos
    18 Sep 2025 Emirates NBD Transforms Payments and Reengineers Banking Operations
    View all
    Discover why customers choose TCS
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    16 Oct 2025 NCVET Selected TCS to Develop a Portal Aimed at Democratizing the Vocational Skill Development Ecosystem in India
    16 Oct 2025 TCS and Infineon Partner to Redefine Digital Experience and Accelerate Sales Growth
    01 Sep 2025 TCS Brings the Power of AI to the TCS Sydney Marathon as it Celebrates First Year as Abbott World Marathon Major
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more Q1FY26 Debrief
    • Management Commentary
    • Financials
    • News and Events
    • ESG
    • Resources
    • Latest Quarter Commentary
    • Annual Report Section
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
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    • Stakeholder Engagement and Enterprise Risk Management
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    • Stock Information
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    • Subsidiaries
    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
  • Management Commentary expand here
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    • Annual Report Section
  • Financials expand here
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    • Download TCS Data Sheet
    • Erstwhile CMC Financials
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    • TCS Worldwide
    • Tech-led, Future-ready India powered by TCS

    Powering India’s Financial Services

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    Safeguarding financial investments

    Banking and financial services companies in India and all over the world rely on TCS offerings. In India alone, TCS supports ICICI Bank, State Bank of India, Bank of Baroda among several other leading banks. In addition to serving millions of Indians through banking solutions, TCS helps underserved and rural communities through Jan Dhan. 

    All leading equity and commodity exchanges, central depositories and clearing corporations in India use TCS for their core systems.  

    STORIES FROM ACROSS SECTORS

    SBI   inpage
    Jan Dhan Account   inpage
    NSE   inpage
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    STORIES FROM ACROSS SECTORSinpage
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    SBI Jan Dhan Account NSE NABARD ICICI

    1.SBI

    Investing in the Future of Public Sector Banking with SBI

    Since 2001, TCS has been a trusted digital ally to the State Bank of India (SBI), powering one of the banking sector’s most ambitious transformation journeys. Beyond maintaining and enhancing SBI’s core banking, trade finance, and reporting systems, TCS has been central to its digital evolution.

    This partnership has enabled SBI to leverage digital banking, personalize customer experiences, and quickly adapt to evolving business and regulatory needs.

    TCS also revamped SBI’s core card platform to boost agility and performance. In 2023, SBI sought to reimagine and revamp its integrated digital platform YONO to Only YONO (YONO 2.0) by enhancing its features, functionality, ease of use, and customer experience. TCS is now developing a shared services layer for YONO 2.0 to unify functionalities across channels, drive growth, and keep SBI ahead.

    Another significant transformation in partnership with TCS was to modernize and streamline government transactions, deploying the TCS DigiGOV™ platform at SBI. Aligned with Ministry of Finance norms, TCS DigiGOV™ supports fund releases for centrally sponsored, central sector, and state schemes. It enables efficient digital services for government bodies, PSUs, and institutions.

    Currently, 1296 government schemes are onboarded in TCS DigiGOV™, with a total turnover of Rs. 35,557 crore last financial year.

    Impact:
    TCS has driven digital transformation for SBI at multiple touchpoints, including mergers of banks and its upcoming digital banking platform YONO 2.0.

    2.Financial Inclusion

    Bringing Banking to the Doors of the Unbanked 

    TCS has digitally revolutionized India’s rural banking through a pocket mobile banking platform, enabling financial inclusion for millions.

    This technology has facilitated the opening of 350+ million Jan Dhan accounts, integrating millions of citizens into the financial system and recognizing their economic contributions. The platform’s impact is profound. It handles over 10+ million daily transactions from rural areas and operates through a vast network of 2,00,000+ digital touchpoints enabled by TCS' technology. This robust ecosystem is not just streamlining financial processes but also levelling the playing field, empowering rural India with unprecedented access to banking services.    

    TCS used advanced technology to bridge the urban-rural divide and empower underserved communities. This branchless banking solution operates across various devices—from POS machines to mobile phones—enabling rural populations to participate in the formal economy.

    Impact:
    Around 350+ million Jan Dhan accounts are connected across 2,00,000+ digital touchpoints
    .

    3.NSE

    TCS builds robust trading platform 

    In 1992, at the behest of the Indian government, the Industrial Development Bank of India and a host of other organisations incorporated the NSE.

    TCS laid the technological foundation for NSE that makes it safe and resilient for trading and investment opportunities across all asset classes and for all types of investors. NSE is the world’s largest derivative exchange in terms of contracts traded and has over nine crore registered investors. TCS technology also powers the post trade market information dissemination across all equity and derivatives segment and has delivered the highest number of transactions. On a single day, June 5, 2024, there were 19.71 billion orders and 280.55 million trades. The success of NSE is a testament to the robust systems built by TCS.

    4.Modernizing Rural Banking 

    A Digital Harvest for India’s Farmers

    TCS partnered with the National Bank for Agriculture and Rural Development (NABARD), India’s apex rural development bank to modernize India's cooperative banking sector.  By implementing a Core Banking Solution (CBS) on Cloud across 199 banks and 6,800 branches, TCS helped the cooperative banking sector in overcoming challenges like manual operations, poor connectivity, and IT illiteracy. TCS digitized 4,800 branches, enabling real-time transactions, Aadhaar-linked payments, and regulatory compliance. The transformation improved operational efficiency, expanded digital banking services, and strengthened NABARD’s oversight capabilities. Farmers and small businesses now have access to real-time transactions, streamlined credit approvals, and a banking system that operates on par with nationalized and private banks. NABARD, now armed with centralized data and digital reporting, can regulate and oversee the sector with unprecedented efficiency. Meanwhile, TCS has cemented itself as a leader in digital banking transformation, with NABARD extending the partnership through 2027. 

    Impact:
    TCS digitized 4,800 branches, enabling real-time transactions, Aadhaar-linked payments, and regulatory compliance

     

    5.Reducing Loan Turnaround Time

    Lending a hand to India’s credit seekers with ICICI’s digital lending platform

    In 2022, ICICI Bank launched iLens

    A digital lending platform powered by the TCS Lending and Securitisation Platform, digitizing the entire lending process, offering seamless customer onboarding, paperless login, and digital credit assessment.

    Customized with ICICI Bank's proprietary policies and over 130 API integrations, iLens enables quicker credit assessments and pre-approved offers for new-to-bank customers. The platform's unified digital interface and open API architecture streamline workflows and eliminate paperwork, while features like e-sign, e-NACH, and e-stamp ensure swift loan disbursal. With a mobile-first architecture, iLens allows users to operate on any device and track loan application status in real-time. As one of ICICI Bank's largest digital initiatives in the last 15 years, iLens has significantly reduced mortgage loan turnaround times, operational costs, and increased mortgage processing volumes.

    Impact:
    ICICI iLens reduces loan turnaround times and allows users to check application status in real time



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