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Insurance Innovation Lab

 

In today’s competitive insurance industry, enterprises are building an environment that not only encourages but also drives innovation as a non-negotiable business objective, to keep the business viable. Successful innovation strategies enable you to optimize asset utilization and ensure differentiation. Such strategies, when designed to work around the organic market growth and pricing pressures, help you minimize the associated risks.

TCS’ Insurance Innovation Lab provides an environment where innovative domain solutions are ideated, architected, designed and developed using new technologies. These innovative solutions help you balance opportunity and risk, thereby enabling the desired positive change across the organization.

what tCS provides

TCS’ Insurance Innovation Lab offers the following solutions:

Product Management

  • Product Configuration Management System: Helps you externalize the product parameters, product rules and calculation outside the policy administration system, thereby enabling faster time-to-market

Sales and Distribution

  • Mobility Solutions for Sales Force: Enhances the productivity of sales force and agent force by enabling them to perform their activities, such as accessing lead and product details, and generating quotes from their smartphones

Underwriting

  • NextGen Underwriting Solution: Helps increase the automation and consistency in the underwriting process, thereby improving the productivity of underwriters

Customer Servicing

  • Mobility Solution: Enables customers to activate services in self-service mode using their smartphones

Claims Management

  • Mobile Loss Notification Solution: Helps customers notify the insurers of their loss details and perform a host of activities including uploading videos taken at the scene-of-accident, using their smartphones
  • Attorney Assist Solution: Enables attorneys handling litigation claims access to the clients’ data, thereby increasing their productivity
  • Catastrophe Claims Management Solution: Helps you to manage catastrophes more effectively, efficiently and proactively
  • Mobile Telematics Solution: Enables customers to use their smartphones to detect accidents, thereby using the phone as a life-saving device in case of accidents

Analytics

  • Text Mining Tool: Helps you analyze the unstructured data, such as call center notes, underwriters notes, and adjuster notes, and extract information about specific types of events, entities and their relationships
  • Survey Analytics Tool: Helps you analyze the responses to customer, employee, product or market surveys and derive meaningful insights (It analyzes both structured and unstructured responses using statistical and data-mining techniques.)

Read Brochure: Insurance Innovation Lab

get the tCS advantage

Get access to multiple, yet flexible, engagement models that will help you strike the right balance between operational efficiency and cost, with associated systems and processes. The models include the following:

    • Generating innovative ideas through innovation-day workshops
    • Converting ideas into solution accelerators
    • Piloting solution accelerators
    • Setting up joint innovation labs

current research  / topics 

Our research and development activities are aligned toward creating innovative business solutions using the latest technology. We help our customers - including some of the largest insurance firms in the world - create and implement customer-centric, efficient, agile and cost-effective innovative solutions.

Some of the current research topics include the following:

  • Mobile technology
  • Web 2.0 and social networking technology
  • Predictive analytics and modeling
  • Cloud computing
  • Virtual world

Back to Insurance Home

White Papers

Mobile Opportunities for Insurers

Here, we review the potential opportunities for insurers and share ideas from our Innovation Labs that can enable insurers’ efforts in this space. We also share our experience working with customers on the factors that drive success in the mobility area.

White Papers

Business “On The Move” - A Mobile-Empowered Future for Insurers and Partners

Mobile channels are becoming a highly differentiated channel in many industries. In this white paper, we discuss mobile trends and adoption patterns across industries and geographies and consider specific application areas in insurance.