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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
  • Research & Innovation
  • Alliances
  • Banking
  • Capital Markets
  • Consumer Packaged Goods and Distribution
  • Communications, Media, and Information Services
  • Education
  • Energy, Resources, and Utilities
  • Healthcare
  • High Tech
  • Insurance
  • Life Sciences
  • Manufacturing
  • Public Services
  • Retail
  • Travel and Logistics
  • Artificial Intelligence and Data & Analytics
  • Cloud
  • Cognitive Business Operations
  • Consulting
  • Cybersecurity
  • Enterprise Solutions
  • IoT and Digital Engineering
  • Network Solutions and Services
  • Sustainability Services
  • TCS Interactive
  • TCS ADD™
  • TCS BANCS™
  • TCS BFSI Platforms
  • TCS CHROMA™
  • TCS Customer Intelligence & Insights™
  • TCS ERP on Cloud
  • ignio™
  • TCS iON™
  • TCS HOBS™
  • TCS Intelligent Urban Exchange™
  • TCS OmniStore™
  • TCS Optumera™
  • TCS Tap™
  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    17 Feb 2026 TCS Analyst Day 2026: Forging a Truly Adaptive Enterprise
    12 Jan 2026 Launching AI-led Connected Digital Enterprise Lab with TCS-Siemens
    10 Dec 2025 TCS at CES 2026
    View all

    Recent recognitions

    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    10 Dec 2025 TCS Named a Leader in Adobe Services by Everest Group
    09 Dec 2025 TCS Positioned as a Market Leader in HFS Horizons: Workday Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
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    • United Kingdom
  • Middle East and Africa expand here
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    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

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    • News Alerts
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    Recent News

    11 Dec 2025 TCS Launches Google Cloud Gemini Experience Centre in Singapore to Drive Agentic AI-led Innovation
    09 Dec 2025 TCS Joins Airbus’ Skywise Partner Programme
    08 Dec 2025 Report by TCS and Peter Drucker Society Europe says Traditional Management Structures are Outdated
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    17 Feb 2026 TCS Analyst Day 2026: Forging a Truly Adaptive Enterprise
    12 Jan 2026 Launching AI-led Connected Digital Enterprise Lab with TCS-Siemens
    10 Dec 2025 TCS at CES 2026
    View all

    Recent recognitions

    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    10 Dec 2025 TCS Named a Leader in Adobe Services by Everest Group
    09 Dec 2025 TCS Positioned as a Market Leader in HFS Horizons: Workday Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    11 Dec 2025 TCS Launches Google Cloud Gemini Experience Centre in Singapore to Drive Agentic AI-led Innovation
    09 Dec 2025 TCS Joins Airbus’ Skywise Partner Programme
    08 Dec 2025 Report by TCS and Peter Drucker Society Europe says Traditional Management Structures are Outdated
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
    • Financials
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    • ESG
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    • Latest Quarter Commentary
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    • Download TCS Data Sheet
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    • Unclaimed Dividend Information
  • Management Commentary expand here
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    • Annual Report Section
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    • Download TCS Data Sheet
    • Erstwhile CMC Financials
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    Contact us
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    Top Results
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    • Who We Are
    • Event

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    TCS BaNCS and Quartz at Sibos 2023, Toronto, Booth #A10

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
    pae-banking-card
    Related Insights
    Leveraging AI/ML Technologies for T+0 Settlements
    Learn about the impact of bias in AI systems and strategies to mitigate unfair outcomes and drive transparency, ethics, and accountability in AI decision-making.
    Article
    11 Dec 2025
    Unified Communication Platforms for Contact Center Transformation
    As BFSI enterprises reinvent contact center operations, UCPs help them improve human-machine interaction, increase customer satisfaction, & meet key objectives.
    White Paper
    12 Nov 2021
    Cross Border Payments – Drivers, Evolution, and More
    Cross-border payments are evolving with new tech like AI and blockchain and multiple payment rails, thus improving efficiency, reducing costs, and enhancing CX.
    Article
    20 Nov 2025
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
    Learn More
     about Unlocking Exponential Future Growth in Capital Market Firms
    capital-markets-exponential-future-growth
    Related Insights
    TCS at RiskMinds International 2025
    Join us at the world's leading risk management event where we will host sessions on AI in finance risk management, transforming regulatory compliance, and more.
    Events
    17 Nov 2025
    TCS BaNCS - Charting the Future of Finance
    With a focus on efficiency and regulatory compliance, TCS BaNCS is empowering the financial services sector to drive innovation, governance, and resilience.
    Article
    15 Oct 2025
    ISO 20022 Adoption: Driving Better Operations in the Payments Industry
    ISO 20022 adoption is driving changes in the sector, enabling banks to offer value-added services like payment reconciliation, embedded finance, and more.
    Article
    18 Nov 2025

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    Leveraging AI/ML Technologies for T+0 Settlements
    Learn about the impact of bias in AI systems and strategies to mitigate unfair outcomes and drive transparency, ethics, and accountability in AI decision-making.
    Article
    11 Dec 2025
    Cross Border Payments – Drivers, Evolution, and More
    Cross-border payments are evolving with new tech like AI and blockchain and multiple payment rails, thus improving efficiency, reducing costs, and enhancing CX.
    Article
    20 Nov 2025
    TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    TCS BaNCS Digital won the award for its strong client base in APAC, a substantial number of clients in EMEA, and a diverse portfolio of banks ranging from tier 1 to tier 6
    Analyst Reports
    10 Dec 2025
    Quartz™ - The Smart Ledgers™ This will open an overlay

    Quartz™: Creating collaborative ecosystems using resilient technology

    Discover the transformative power of TCS' Quartz™ Smart Solutions that empower clients to build blockchain-based solutions and see tangible, real-world results.
    Learn More
     about Quartz™: Creating collaborative ecosystems using resilient technology
    quartz-home-card
    Related Insights
    TCS Named Leader in Avasant Blockchain Services 2025 RadarView™ Report
    The report recognizes our expertise in Quartz, DLT, and generative AI to deliver blockchain solutions across industries, enhancing efficiency and innovation.
    Analyst Reports
    04 Nov 2025
    Decentralized Identity: Unlocking Trust in the Digital Age
    Malini Raman of TCS spoke at a panel discussion on digital identity and how decentralized identity can unlock trust, scalability, and security in today’s age.
    video
    09 Jul 2025
    Quartz™ at HODL Summit Dubai 2025
    From asset tokenization to CBDC, explore the key offerings under Quartz™ at the blockchain and crypto conference in Dubai. Meet our experts at the HODL Summit 2025.
    Events
    14 May 2025

    Sibos 2023, Toronto

    The financial services industry’s premier event, Sibos, is back and set to showcase knowledge, expertise, and the discourse that influences innovation choices and frames new technology solutions to challenges faced by markets and institutions worldwide.

    TCS BaNCS - Creating Friction-Less Digital Financial Journeys 

    TCS BaNCS will be an exhibitor at Sibos 2023 and showcase its suite of solutions for payments and capital markets. TCS BaNCS supports financial institutions worldwide, ranging from large and small institutions to full-service and specialized/niche players, across markets. Our customers count on us to support over 1.7 billion accounts in production, custody/service AUD 40 trillion worth of assets, and process millions of payments.

    To schedule a meeting with our solution experts, please fill the form or write to us at tcs.bancs@tcs.com.

    Connect with us at the event to know more about:

    • Emirates NBD centralizing payments hub covering six countries
    • Banque Saudi Fransi transforming its domestic and international real-time payments processing using TCS BaNCS™ for Payments
    • Wells Fargo achieving over 99% straight-through-processing (STP) on payments and announcements
    • Absa Corporate and Investment Bank selecting TCS BaNCS to reimagine its Custody business
    • Singapore Exchange (SGX) selecting TCS as strategic partner for its NSE IFSC-SGX Connect in Gift City
    • BankservAfrica democratizing access to a frictionless system for low value payments  
    • Al Maryah Community Bank and TCS BaNCS winning the Global NeoChallenger Bank Award
    • CTBC Bank selecting TCS BaNCS to digitally transform its banking and wealth landscape

    Banking | Corporate Actions | Custody | Market Infrastructure | Payments | Reconciliations | Treasury

    TCS BaNCS Exhibitor Stage: Closing the Gap to Full Automation in Asset Servicing

    Exhibitor Stage 2: 20th September, 11:15 AM EST

    In this session TCS and Northern Trust will discuss how technology and securities services firms need to collaborate to drive frictionless enterprises in asset servicing, both in terms of client experience and the tools to make efficient decisions, as well as in the core custodian models where latency and delays will rapidly become untenable in a model where traditional processing windows are closed.

    Panelists:

    • Kevin Blair, Senior Vice President, Asset Servicing, Northern Trust Corporation
    • Sanjay Prasad, Head, Securities and Wealth, North America and UK/I, Financial Solutions, TCS

    Panel Discussion: ISO 20022 and Securities Markets: To be or not to be?

    Standards Forum, L700, 18th September, 3:00 PM EDT

    In this session, we’ll take stock of the current and future uses of ISO 20022 in the securities post-trade sector and share insights and results from the recent joint survey by the International Securities Services Association (ISSA) and the European Central Securities Depository Association (ECSDA).

    Panelists:

    • Giles Elliott, Business Development, Capital Markets, TCS
    • Emma Johnson, Executive Director, Securities Services Global Custody Industry Development, J.P. Morgan
    • Juliette Kennel, Head of Standards, SWIFT

    Quartz – The Smart Ledgers™

    Quartz – the Smart Ledgers™ is targeted at helping organizations across industries to leverage DLT (distributed ledger technology) meaningfully for their businesses. Firms across industries have been using Quartz to build new services and business models.

    Gain more insights about Quartz:

    • Quartz for Markets was named the Outstanding Innovation of the Year at the Industry Excellence Awards instituted by the Asset Servicing Times.
    • Quartz for Markets was named the Best New Post Trade Solution at the 2022 FTF News Technology Innovation Awards..

    CBDCs | Digital Assets | Tokenization | Quartz for KYC | Quartz for Compliance

    Related reading

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    TCS BaNCS Customer Newsletter and Insights

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    TCS BaNCS Customer Newsletter – Edition 34

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    Quartz Magazine Edition 3: All About the Launch of Quartz for Markets

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