Creating frictionless digital banking experiences
TCS BaNCS provides your bank with the products and technology to meet the opportunities of tomorrow. TCS BaNCS’ open ecosystem enables your bank to do business with anyone, and its rich set of APIs allows anyone to do business with your bank.
Built using cloud-native microservices for maximum flexibility and ease of deployment, the solutions enable faster time to market, faster compliance with new regulations, and an enhanced user experience.
A Digital First, Cloud First core built for advanced banking
Large set of functional components for universal banks, fintechs, and innovators
A microservices architecture, preparing banks for the future
Our Solutions
Innovative and adaptive digital apps and a digital core richly enabled for business, support a wide range of products and services across asset types - assets and liabilities, cash, securities, and crypto assets for a wide variety of use cases in the financial services industry.
Automate end-to-end multi-product payment processing for real-time payment, cross border and domestic payments, direct debits, and cheque processing across multiple geographies with different clearing rules, SLA requirements, account addressing, and messaging standards.
Simplify and improve the performance of advisory tools. Easily onboard new clients, conduct thorough customer profiling and wealth segmentation, analyze client preferences and risk appetites to offer attractive model portfolios, and measure progress on financial goals.
Automate enterprise-wide end-to-end reconciliation processes, maximizing speed, accuracy, and controls while reducing risks and costs.
Digitalize wholesale, commercial credit and loan origination end-to-end through lean lending/credit approval processes and optimized workflows, enhancing turnaround time, predictability, transparency, and smarter decision-making
Gain from a real-time, fully drillable, and aggregated view of quality-assured, audited, transparent global credit risk reference data across business divisions and asset classes. Continuously monitor risk exposure and limit profile/concentrations, asset quality, risk-reward parameters, vulnerabilities, and in-place countermeasures so that risks are constantly optimized and in line with the risk strategy.
Reduce customer onboarding times. Intuitive and optimized processes to help your customers open an account in under 5 minutes.
Manage end-to-end operational functions across front, middle, and back offices. A single, consolidated treasury management platform helps address the specific needs of a treasury of a bank or a corporate.
One-stop future-ready, SaaS-based, industry cloud offering for financial services. Built on a digital core it utilizes cloud-native security deployment and run time features, providing compatible microservices where needed. It enables institutions to leverage the power of open and enriched ecosystems, with curated solutions from a variety of partner solutions residing on the TCS BaNCS Marketplace.
The TCS BaNCS Marketplace offers a rich catalog of solutions and APIs from a worldwide ecosystem of solution and technology partners and developers. Organizations can collaborate with marketplace participants and experiment with their offerings in a secure and trusted sandbox environment.
TCS BaNCS’ ecosystem of channel partners, as part of the Global Channel Partner Program, enables us to sell and implement our comprehensive suite of solutions in multiple markets.
TCS BaNCS has created an ecosystem for solution and technology partners who bring in the right innovations and enablers that can be quickly adopted by any financial services firm. The TCS BaNCS partner program evaluates, curates, and connects with prospective partners to compose new and innovative OpenX solutions and jointly add value to banks, financial institutions, and insurance companies.
Next-generation, digital core, and advanced depth and breadth of functionality.
Microservices-based, cloud native architecture and rich catalogue of APIs.
Powered 2 largest core banking transformations in Asia, processing 1BN accounts.
Has been the preference of neo banks, credit unions, and community banks.
The digital banking solution set up on TCS BaNCS Global Banking Platform and its partner ecosystem has helped us launch operations in a short span of five months, and its intelligent, cloud native digital core and accompanying services have helped us onboard customers since launch.(..).
The report cites TCS’ advisory capabilities specific to all segments along with its excellent execution capabilities, as a key strength.
Al Maryah Community Bank and TCS BaNCS won the Global NeoChallenger Bank award from IBSi.
Banque Saudi Fransi - the Best Core Implementation Award at MEA Finance Summit 2022
Payments certification from SWIFT
