Challenge

Community Banks across the U.S. aspire towards creating a unique digital banking experience and providing their customers with a world-class financial services experience. Customers today expect seamless banking services across all channels, branches and Points of Service, like ATMs and ITMs, and while shopping on the Internet. To be competitive in this highly evolving industry, community banks are required to be highly responsive and provide products that are contextual to their customers’ needs, even as they compete and collaborate with other players in the industry.

Solution

The TCS BaNCS Global Banking Platform for Community and Regional banks in the U.S. rests on a strong digital core and is designed to help financial services institutions enhance the end-customer experience. This enables them to embrace open and innovative technologies that embody true digital customer engagement.

The TCS BaNCS Global Banking Platform can help your bank leverage the power of a secure and future-proof technology ecosystem through its Software as a Service (SaaS) solution, enabling a compelling, omni-channel digital experience that offers convenience and intuitive interactions through personalized offerings.

The TCS BaNCS solution encompasses:

• Digital Banking
• Core Processing
  
• Online Account Opening
  
• AML & KYC Compliance
  
• Flexible Deployment Models – Cloud hosting or on premise
  

Benefits

• Improved return on investment and reduced total cost of ownership
• Enhanced efficiency through automation of standardized and simplified processes
  
• Organic and inorganic growth with unmatched performance and scalability
  
• High flexibility and configurability supporting a variety of banking models
  
• Ease of integration through in-built service integration capabilities

Gain Insights from our Customer Successes:

• Continental Bank selects TCS BaNCS Cloud for Banking to digitally transform it business
• Peoples State Bank consolidates three different core platforms onto a unified core platform to support digital transformation
• Zions Bancorporation completes its next phase of core transformation
• “Cussco” Credit Union Cooperative Supports Scotland with TCS BaNCS
• TCS BaNCS™ Cloud powers digital transformation for two UK-based credit unions
• LMCU transforms with TCS BaNCS on the Cloud
• Scotwest Credit Union deploys TCS BaNCS Cloud
• Capital Credit Union deploys TCS BaNCS Cloud
• Australia's Community Alliance Credit Union (CACU) leveraged TCS BaNCS for Core Banking to merge all its products and brands onto a single platform