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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
  • Research & Innovation
  • Alliances
  • Banking
  • Capital Markets
  • Consumer Packaged Goods and Distribution
  • Communications, Media, and Information Services
  • Education
  • Energy, Resources, and Utilities
  • Healthcare
  • High Tech
  • Insurance
  • Life Sciences
  • Manufacturing
  • Public Services
  • Retail
  • Travel and Logistics
  • Artificial Intelligence and Data & Analytics
  • Cloud
  • Cognitive Business Operations
  • Consulting
  • Cybersecurity
  • Enterprise Solutions
  • IoT and Digital Engineering
  • Network Solutions and Services
  • Sustainability Services
  • TCS Interactive
  • TCS ADD™
  • TCS BANCS™
  • TCS BFSI Platforms
  • TCS CHROMA™
  • TCS Customer Intelligence & Insights™
  • TCS ERP on Cloud
  • ignio™
  • TCS iON™
  • TCS HOBS™
  • TCS Intelligent Urban Exchange™
  • TCS OmniStore™
  • TCS Optumera™
  • TCS Tap™
  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances

    • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values

    • TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    17 Feb 2026 TCS Analyst Day 2026: Forging a Truly Adaptive Enterprise
    12 Jan 2026 Launching AI-led Connected Digital Enterprise Lab with TCS-Siemens
    05 Jan 2026 Meet TCS at VLSI – D 2026, India
    View all

    Recent recognitions

    16 Dec 2025 TCS Recognized as a Leader in Supply Chain Management BPS by Everest Group
    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    10 Dec 2025 TCS Named a Leader in Adobe Services by Everest Group
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies

    • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates

    • Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    19 Dec 2025 TCS Partners with Workday to Unlock Power of Human Capital and Supercharge Workplaces with AI
    19 Dec 2025 TCS Opens Google Cloud Gemini Experience Center in São Paulo
    18 Dec 2025 TCS Develops AI-Powered AWS Innovations to Accelerate Enterprise Modernisation and Transformation
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit

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    • Unclaimed Dividend Information
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
    • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
    • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    17 Feb 2026 TCS Analyst Day 2026: Forging a Truly Adaptive Enterprise
    12 Jan 2026 Launching AI-led Connected Digital Enterprise Lab with TCS-Siemens
    05 Jan 2026 Meet TCS at VLSI – D 2026, India
    View all

    Recent recognitions

    16 Dec 2025 TCS Recognized as a Leader in Supply Chain Management BPS by Everest Group
    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    10 Dec 2025 TCS Named a Leader in Adobe Services by Everest Group
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
    • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    19 Dec 2025 TCS Partners with Workday to Unlock Power of Human Capital and Supercharge Workplaces with AI
    19 Dec 2025 TCS Opens Google Cloud Gemini Experience Center in São Paulo
    18 Dec 2025 TCS Develops AI-Powered AWS Innovations to Accelerate Enterprise Modernisation and Transformation
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
    • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
    • Financials
    • News and Events
    • ESG
    • Resources
    • Latest Quarter Commentary
    • Annual Report Section
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
    • Environment
    • Social
    • Governance
    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
    • Investor FAQs
    • eTDS Portal
    • Stock Information
    • Subsidiaries
    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
  • Management Commentary expand here
    • Latest Quarter Commentary
    • Annual Report Section
  • Financials expand here
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
  • News and Events expand here
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
  • ESG expand here
    • Environment
    • Social
    • Governance
    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
  • Resources expand here
    • Investor FAQs
    • eTDS Portal
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    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
    Contact us
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    • TCS BaNCS™

    The Voice of the Customer

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Related Insights
    Tokenization to Embedded Finance: Shaping the Payment Trends of 2026
    Banks must transition from siloed payment systems and adopt tokenization, intelligent agents, AI-led actions, and more to stay competitive in 2026 and beyond.
    Blog
    26 Dec 2025
    Seizing the Gig Opportunity in US Mortgage Lending
    Mortgage lenders must adopt new strategies for credit risk management and craft products to capitalize on the gig customer segment and drive financial inclusion.
    White Paper
    22 Dec 2025
    Reimagining Claims Management with TCS Agentic Claims Processing
    With automation and AI agent-driven workflows, TCS Agentic Claims Processing reimagines insurance claims and helps boost efficiency and customer experience.
    Solution
    25 Nov 2025
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
    Learn More
     about Unlocking Exponential Future Growth in Capital Market Firms
    capital-markets-exponential-future-growth
    Related Insights
    UK’s Shift to T+1 settlement: Achieving a Smooth Transition
    As the UK moves to T+1 settlement for better liquidity risk management, lower counterparty risk, and other gains, firms must modify processes for a smooth shift.
    White Paper
    20 Aug 2025
    AI Agents and their Role in Unlocking Alpha in Wealth Management
    AI agents can play a key role in investment portfolio management, helping wealth managers enhance the research process, thus unlocking alpha for their customers.
    White Paper
    26 Dec 2025
    Designing Autonomous Systems for Resilient Market Infrastructure
    As the complexities of market infrastructures rise, autonomous systems with predictive scaling and self-healing help adapt to volatility and stay compliant.
    White Paper
    10 Oct 2025

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    Designing Autonomous Systems for Resilient Market Infrastructure
    As the complexities of market infrastructures rise, autonomous systems with predictive scaling and self-healing help adapt to volatility and stay compliant.
    White Paper
    10 Oct 2025
    Algorithmic Bias in Artificial Intelligence and Mitigation Strategies
    Learn about the impact of bias in AI systems and strategies to mitigate unfair outcomes and drive transparency, ethics, and accountability in AI decision-making.
    Article
    09 Dec 2025
    Leveraging AI/ML Technologies for T+0 Settlements
    Learn about the impact of bias in AI systems and strategies to mitigate unfair outcomes and drive transparency, ethics, and accountability in AI decision-making.
    Article
    11 Dec 2025

    Showcasing customer interviews from 37 editions of the TCS BaNCS Customer Newsletters 

    Euroclear – Corporate Actions   about  

    PostFinance – Crypto Services   about  

    Central Trust Bank – Core Banking   about  

    ESAF Small Finance Bank – Treasury   about  

    Kotak Mahindra Bank – Risk Management   about  

    Wells Frago – Achieving over 99% STP   about  

    TCS BaNCS and the US Capital Markets   about  

    PostFinance Launched Crypto Services   about  

    Reshaping Investment Trends   about  

    Banque Saudi Fransi - Payments   about  

    TCS BaNCS Customer Newsletters

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    TCS BaNCS™
    21 Jan 2025

    TCS BaNCS Customer Newsletter - Edition 37

    The newsletter features customer stories on how TCS BaNCS’ solutions helped drive treasure operations, asset servicing, core banking transformation, and more.
    10 Jun 2024

    TCS BaNCS Customer Newsletter on Innovation, Growth, and More

    This edition covers BaNCS’ work on securities processing, details of Banque Saudi Fransi’s payment transformation, Standard Bank's move to innovation, and more.
    22 Nov 2023

    Single Event Processing in Corporate Actions

    Learn about single event processing in Corporate Actions, its benefits, and how TCS BaNCS for Corporate Actions can help establish the operating model for this.
    28 Feb 2023

    TCS BaNCS Customer Newsletter and Insights

    The newsletter features insights about our customers implementing TCS BaNCS and how our enterprise payments solution has helped banks achieve transformation.

    24 Feb 2023

    TCS BaNCS Customer Newsletter – Edition 34

    This edition of the BaNCS newsletter features banking insights and stories of our trusted partnerships in the UAE, South Africa, London, Taiwan, India and more.
    23 Feb 2023

    TCS BaNCS Newsletter on Banking, Insurance, and Capital Markets

    The 33rd edition of the TCS BaNCS customer newsletter features our trusted partnerships in banking and finance and insights from our solution experts and SMEs.
    22 Feb 2023

    TCS BaNCS Customer Newsletter – Edition 32

    Read the TCS BaNCS magazine and newsletter and know our customer stories from South Africa, Bahrain, the US, Indonesia, the Nordics, Saudi Arabia, and Israel.

    21 Feb 2023

    TCS BaNCS Customer Newsletter - Edition 31

    Read the TCS BaNCS customer newsletter to know our leadership view, customer stories, and how financial institutions can benefit in a hyperconnected world.
    20 Feb 2023

    TCS BaNCS Customer Newsletter – Edition 30

    The 30th issue of the TCS newsletter celebrates TCS turning 50 in 2018 and covers stories about how TCS BaNCS helped Euroclear Finland and PostFinance. Read now.

    9 results
    01 - 07

    If you would like to view the past edition of the TCS BaNCS customer newsletters, please write to tcs.bancs@tcs.com

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    TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML

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    Northern Trust Expands Collaboration with TCS to Transform its Securities Services Offering Across 99 Markets

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    TCS Inks Deal with Bank of Bhutan to Modernize Digital Core, Enhance Customer Experience

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    TCS Partners with The Cumberland Building Society to Transform its Core Banking Solution

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    Transformation is within reach

    TCS BaNCS customers will always be at the forefront of new trends.

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