TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

TCS BaNCS™

A universal financial solution

TCS BaNCS facilitates transformation for practically every business process within every domain of the financial services industry. The TCS BaNCS suite of products is designed to help financial services institutions enhance end-customer experience, gain operational efficiency, and embrace open and innovative technologies that embody true digital customer engagement.

TCS BaNCS products, spanning banking, capital markets, and insurance, are installed in more than 500 financial institutions worldwide.

Premised on the vision of creating frictionless digital financial journeys, the products offer advanced breadth and depth of functionality and are built on a modern, deep technology stack. This ensures that financial institutions of myriad types and industry segments derive high performance from their mission-critical applications securely.

Made available on the cloud, also offered as SaaS, and built on a strong digital core, TCS BaNCS helps banks and financial services institutions become more agile and intelligent by leveraging open technologies and rich ecosystems.

Global Settlement Solution

FTF News Technology Innovation Awards 2025

TCS BaNCS was recognized for its transformative capabilities in clearing and settlement operations – especially its contribution toward the move to shorter, T+1 settlement through disruptive technologies, streamlined workflows, and collaborative innovation.

TCS BaNCS - Charting the future of finance

By focusing on efficiency and risk as two critical dimensions we aim to cut through the clutter and hype to deliver meaningful economic value to our clients.

Central Bank in US Selects TCS BaNCS™ to Modernize its Core Technology

The leading Midwest regional bank taps Tata Consultancy Services’ next-generation banking software to simplify the technology landscape, spark organic growth and accelerate client onboarding.

Modernizing Northern Trust’s asset servicing

Kevin Blair, Director of Securities Services Strategy at Northern Trust, discusses their asset servicing modernization journey and transformative partnership with TCS BaNCS.

Our Solutions

Our banking clients serve everyone from high-net-worth households or first-time homeowners to people opening bank accounts through financial inclusion initiatives. Encompassing solutions for payments, transaction banking, treasury, reconciliations, and risk management, our solutions help banks foster rapid growth, innovate at scale, and realize a shared purpose through the TCS BaNCS ecosystem.

TCS BaNCS is used in more than 100 markets globally, across the Capital Markets value chain encompassing asset servicing, brokerage, market infrastructure institutions and custodians. A set of industry-leading products, TCS BaNCS has helped both buy-side and sell-side institutions implement robust, error-proof, STP-enabled processes spanning trade processing, clearing and settlement and portfolio accounting across multiple assets and markets. On the retail and institutional brokerage side, customers have seen breakthrough growth in trade volumes, while being able to handle 100,000+ concurrent users with microsecond response times.

Market infrastructure institutions have been able to combine high performance, low latency, and best-in-class resilience with the agility to introduce new products and multiple asset classes with the TCS BaNCS solution.

TCS BaNCS for Insurance is an end-to-end core insurance solution spanning life, annuity, pensions, property and casualty, reinsurance, and health insurance, and is designed to support every event in the lifecycle of a policy. The solution services over 30 million life, annuity, and pension policies and 135 million property and casualty policies for customers in UK, Australia, New Zealand, South Africa, Middle East, Hong Kong and India.

Global Banking Platform

Payments

Securities Processing

Corporate Actions

Treasury

Reconciliations

Highlights

TCS BaNCS Ecosystem

TCS BaNCS Marketplace

Channel Partners

Solution & Technology Partners

Interviews

Press Releases

Videos

Thought Leadership

We selected TCS BaNCS to assist in further streamlining our corporate actions processing and providing near-real time data to Global Custody clients enabling them to make time-critical investment decisions.

Hannah Elson
Global Head of Custody, J.P. Morgan

Recognition

IBS Intelligence (IBSi) Global FinTech Innovation Awards 2025 - TCS BaNCs

IBS Intelligence (IBSi) Global FinTech Innovation Awards 2025 - TATA Capital Housing and TCS BaNCs

Compatible Application Corporate Actions 2025 - SWIFT

Payments Certification from SWIFT 2025

SWIFT certification for securities settlements 2025

SWIFT gpi 2025

Technology Vendor of the Year - Global Custodian Awards 2024

Best Cross-Border Payments Technology Provider 2024

Transformation is within reach

TCS BaNCS customers will always be at the forefront of new trends.

Perpetually Adaptive Enterprise

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Find the latest news about TCS

Recent News

TCS BaNCS™

Global Settlement Solution

FTF News Technology Innovation Awards 2025

TCS BaNCS - Charting the future of finance

Central Bank in US Selects TCS BaNCS™ to Modernize its Core Technology

Modernizing Northern Trust’s asset servicing

Our Solutions

TCS BaNCS for Banking

TCS BaNCS for Capital Markets

TCS BaNCS for Insurance

Solutions we offer