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TCS BaNCS for Life, Annuity and Pensions

Flexible platform for open and closed book operations



To remain relevant today and tomorrow, a large number of insurers understand that business priorities for life, annuity and pensions business should change. It is also vital that the solution integrates disparate systems across lines of business. There is pressure to innovate and bring products that create competitive advantage, while keeping costs down and provide an insurer with the much-needed agility in the face of a dynamic market.


TCS BaNCS for Life and Annuity caters to both traditional and unit-linked insurance products, offering a host of functionalities, along with a flexible workflow, ensuring efficiency for both open book and closed book operations. As an open book solution, TCS BaNCS enables quick time-to-market in introducing new products. This facilitates in equipping firms to take on the challenges posed by continuously evolving distribution channels, resulting in better business performance. As a solution for closed book operations, the solution’s successful track record of migrating and servicing large volumes of policies from diverse application portfolios onto a single platform has resulted in lower TCO.

. Designed for interoperability, TCS BaNCS implants itself seamlessly into an insurers’ ecosystem.


  • Speed-to-market and flexibility
  • Complete functional coverage
  • Multi-channel delivery
  • Easy integration
  • Enhanced operational efficiency
  • Process standardization

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